Personal Financial Advice for Investors at Every Stage
Wondering if we’re the right financial advisor for your needs? At JS Replogle & Associates, LLC, we work with a wide range of clients—locally in Bridgewater, VA and across the U.S.—who value personal service, clear guidance, and long-term partnership. Whether you’re investing your first thousand or managing millions, we’re here to help.
We Work with People—Not Just Portfolios
Some of our clients come to us with $250,000+ to invest. Others start small but commit to growing their wealth with discipline and intention. Our focus is on people, not portfolio size. If you’re serious about your financial goals, we’re serious about helping you reach them.
Just Starting Out? We’ll Help You Build a Strong Foundation
New to investing or unsure where to begin? We love working with first-time investors and young professionals who are ready to start building wealth. From setting financial goals to understanding how investing works, we make the process approachable.
Planning for Retirement—or Already There? Let’s Talk
Whether you’re 10 years from retirement or already enjoying it, we’ll help you navigate the big decisions. Our retirement planning services focus on sustainable income, portfolio stability, and protecting what you’ve built.
Experienced Investors & High-Net-Worth Families Trust Our Approach
Already have significant assets or complex planning needs? We provide fee-only wealth management with customized strategies, ongoing oversight, and full transparency. Our high-net-worth clients appreciate personal service without pressure.
Business Owners, Trusts & Non-Profits Get the Same Personal Attention
We also work with small businesses, charitable organizations, and family trusts—providing investment management and financial consulting services tailored to their missions and goals. Whether it's setting up a 401(k), managing reserve funds, or investing trust assets, we’ve got you covered.
Frequently Asked Questions
Choosing a financial advisor is a big step, and it’s normal to have questions. Below are some of the most common things people ask us—from how we work with clients outside Virginia to whether there’s a minimum to get started. If you don’t see your question here, just reach out—we’re happy to talk.
Do I have to live in Virginia to become a client?
Not at all. While we’re based in Bridgewater, Virginia—near Harrisonburg—we work with clients across the country. From the Shenandoah Valley to South Florida, New England, Colorado, and even clients living overseas, we use secure video calls, phone meetings, and a private client portal to make working with us seamless, no matter where you are.
How do virtual meetings work?
We use simple, secure video conferencing tools to meet with clients remotely. You don’t need to install anything complicated. You’ll get the same level of personal attention as our local clients—just without the commute.
What is the Axos client portal?
Axos is our custodian and client account portal. It lets you securely view your portfolio, performance reports, and documents anytime. It’s intuitive, easy to access, and keeps you informed without needing to wait for quarterly statements.
Do you only work with high-net-worth clients?
No. While many of our clients do have $250,000 or more to invest, we also work with individuals and families who are just getting started. If you're serious about building wealth and willing to contribute consistently, we're happy to help you grow.
I’m new to investing—can you help?
Yes. We enjoy working with new investors and young professionals. We’ll walk you through every step, explain your options in plain English, and help you build a clear, achievable plan.
Do you offer retirement planning?
Absolutely. We specialize in helping clients prepare for retirement and manage income during retirement. Whether you’re five years out or already retired, we’ll help you create a plan that aligns with your lifestyle, goals, and income needs.
Is there a minimum investment required?
There’s no strict minimum, but we typically work best with clients who either:
– Have $250,000 or more to invest, or
– Are starting smaller but committed to growing their accounts with regular contributions.
We’re happy to talk and see if we’re a fit.
