Businesses, Non-Profits & Trusts
Fiduciary Support for Organizations That Serve Others
When you're managing assets on behalf of employees, donors, or beneficiaries, every investment decision carries extra weight. That’s why JS Replogle & Associates, LLC offers tailored fiduciary investment management and consulting services for small businesses, nonprofits, and trust accounts—combining institutional-quality strategies with the personal attention of a boutique firm.
Whether you’re a local business in Virginia offering a 401(k) to employees or a trustee overseeing a multi-generational estate, we bring clarity, transparency, and dedicated care to every relationship.
Helping Your Organization Invest Wisely
Our role is to serve as an extension of your team. We help you fulfill your obligations with integrity—managing investments prudently, documenting decision-making, and communicating results clearly. With every client, we bring the same ethos that drives our work with individuals: no commissions, no sales pressure, just thoughtful
fee-only fiduciary guidance.
Small Business Retirement Plans with Expert Oversight
Setting up or maintaining a 401(k), SEP IRA, or SIMPLE IRA plan doesn’t have to be overwhelming. As small business 401k advisors, we help owners design retirement plans that are affordable, compliant, and easy for employees to use. From selecting low-cost investment options to reviewing plan fees and assisting with employer match strategies, we help you create a plan that supports your business and your team.
Already have a retirement plan in place? We can conduct a full assessment and suggest improvements—whether you're concerned about investment underperformance, unnecessary costs, or lack of engagement from your current provider.
Corporate Investment Management with Clarity and Discipline
Businesses and organizations often hold cash reserves, pensions, or profit-sharing plans that require a strategic investment approach. We partner with corporate treasurers, boards, and leadership teams to create customized portfolios that align with your liquidity needs and risk tolerance.
Our work includes establishing Investment Policy Statements (IPS), monitoring compliance, and actively managing the portfolio in line with your operational and fiduciary goals.
Non-Profit & Endowment Fund Guidance You Can Count On
Charities, foundations, churches, and other nonprofits often carry the responsibility of investing reserve or endowment assets. Our team understands that your mission drives every decision. That’s why we help nonprofit boards and finance committees develop responsible, values-aligned investment strategies that support long-term financial health.
We manage portfolios under your organization’s IPS, provide
clear quarterly reports, and are happy to attend board meetings or present updates to stakeholders. If your organization prefers socially responsible or ESG-aligned investing, we can accommodate that as well.
Trust Investment Services for Legacy & Compliance
Trustees have a legal and ethical responsibility to manage assets for the benefit of others. As trustee investment advisors, we help you fulfill that duty with confidence. Whether you're a family member, attorney, or professional trustee, we manage trust portfolios in accordance with the terms of the trust and your fiduciary responsibilities.
Our process includes assessing the needs of current and future beneficiaries, managing distributions and tax exposure, and aligning the investment strategy with the trust's intended legacy.
Clear Collaboration & Ongoing Reporting
We stay in sync with your organization’s decision-makers—whether that’s quarterly calls with a nonprofit board, annual reviews with a business owner, or regular updates to a trustee. You’ll always know how funds are performing, why changes are made, and how your investments are supporting your broader goals.
When needed, we also coordinate with your legal, tax, or HR partners to ensure cohesive planning across all areas.
Why Choose an Independent Fiduciary Advisor?
Large institutions may offer cookie-cutter solutions, high fees, or sales-driven products.
At JS Replogle & Associates, LLC, we offer an alternative: personalized,
fee-only advice with no hidden agendas. Our independence allows us to act solely in your best interest—adapting quickly to your needs and delivering consistent service you can count on.
Let’s Build the Right Plan for Your Organization
If you’re responsible for a company’s retirement plan, a nonprofit’s endowment, or a trust’s legacy—our team is ready to help you navigate your responsibilities with care and clarity.
Businesses, Non-Profits & Trusts – FAQ
Can you help our board create an Investment Policy Statement (IPS)?
Yes. We often work with organizations to draft or review IPS documents that outline your investment strategy, risk parameters, and spending policies.
Are your 401(k) services limited to larger businesses?
Not at all. We specialize in helping small businesses create cost-effective, compliant plans with strong investment options and employee education.
How often do you report performance for nonprofit or trust clients?
We customize reporting based on your needs—monthly, quarterly, or annually—and offer presentations for board meetings or trustees when desired.
Can you help with ESG or mission-aligned investing for nonprofits?
Yes. We can tailor your investment strategy to reflect environmental, social, or governance values—while still meeting performance goals and fiduciary standards.
Do you charge commissions or get paid by fund companies?
No. As fee-only fiduciaries, we never accept commissions. Our compensation is fully transparent and aligned with your organization’s interests.
